General Liability & GL Excess
Construction
Marine
Oil & Gas
Ocean Marine
Small Commercial Package
Business
(Option SPT)
Business
(Option OB)
Workers' Compensation
Alaska & Hawaii
Collectively Bargained WC
Construction Contractors
Large Risks
Maritime Employers' Liability (MEL)
Middle-Market Workers’ Compensation
US Longshore and Harbor Workers' Act (USL&H)
Small Employers (US)
Small Employers
(Northwest)
Third Party Administration
 


 

PointSure products at a glance.

Click the links on the left-hand column for an overview of each product.

Small Commercial Business: (Option SPT)

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CONTACT:
Julia Fincher
julia.fincher@pointsure.com
206-269-8603
 
DESCRIPTION
Commercial Package
TERRITORY
ID, OR, MT, WA
COVERAGE
 

Product/Exposure Definition:

  • Property - Total insurable values per location of less than $5 million and total insurance values of less than $50 million per policy.
  • Liability - Total receipts of $15 million or less.
  • Automobile - Less than or equal to 20 power units
  • Workers Compensation - Less than $3 million of payroll for office risks or $1 million for all other business. Must be associated with eligible package business.
  • Umbrella - Needs of $10 million or less
AM BEST RATING
A+ XV*
TARGET CLASSES
 
  • Retail Trade
  • Finance, Insurance, and Real Estate (excluding professional)
  • Services
  • Wholesale/Distributors
  • Manufacturing
  • Building Lessors Risk Only

*A.M. Best ratings range from "A++" (Superior) to "F" (In Liquidation), and ratings from "A++" to "B+" are considered "Secure"