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DESCRIPTION |
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Commercial Package Including Auto, Umbrella
and Workers' Compensation |
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TERRITORY |
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AZ, CA, CT, DC, GA, ID, IL, MA, MD, ME,
NC, NH, NJ, NY, OR, PA, RI,VA, VT, WA |
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COVERAGE |
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Standard Property Coverages
• Business Income with Actual Loss Sustained (except
manufacturers: $25,000 stated limit)
• Equipment Breakdown
• Special Causes of Loss
• Replacement Cost, with no coinsurance
• Automatic Seasonal Increase – 25% of PPL
• Crime
• Building Extensions
• Personal Property of Others
• Property Off Premises - $10,000
• Property in Transit - $10,000
• Preservation Expense – up to $25,000
• Sign – included in Property limit
Standard Liability Coverage
• Each Occurrence Limit - $1 million
• Tenant Legal Liability (damage to premises rented to
insured) - $300,000
• Medical Expense Limit (per person) - $5,000
• Personal & Advertising Injury - $1 million
• General Aggregate (other than Products & Completed
Operations) - $2 million
• Products & Completed Operations - $2 million (aggregate)
• $2million/$4 million available for all classes
Automobile Coverage
Umbrella
• Limits up to $10 million (excluding Hotel/Motel).
Workers Compensation (CA only)
• Statutory Coverage
• Employers Liability
• Unmodified premium between $500 and $35,000
to qualify
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Minimum Premium: $1,000 |
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AM BEST RATING |
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A+ XIV* |
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TARGET CLASSES |
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| • Manufacturers |
• Auto Services•
Building Owners |
| • Retailers |
• Servicing/Processing |
| • Hotel/Motel |
• Wholesaler/Distributor |
| • Restaurants |
• Offices |
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APPLICATIONS |
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Standard
Acord applications accepted - supplemental program applications
are required. |
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