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DESCRIPTION |
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Workers’ compensation
for small-to-medium sized employers |
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TERRITORY |
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Risks with governing class
code assigned to AK, CA, HI IA, IL, IN, KY, MO or OR. Coverage for accompanying
incidental exposure available in AK, AL, AR, CA, CO, FL, GA,
HI, IA, IL, IN, KS, LA, MA, MD, MI, MN, MO, MS, NC, NE, NH,
NJ, NM, NV, NY, OK, OR, PA, SC, TN, TX, UT, VA & VT
Note: Incidental coverage payroll limited to 10% in FL and
NJ |
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COVERAGE |
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Statutory Workers’ Compensation
$5,000 minimum manual premium
$130,000 maximum manual premium (see your PointSure underwriting
specialist for exceptions)
• Experience modification factor of 1.49 or lower (up
to 1.79 in AK and OR)
• Guaranteed Cost Plan
• Direct bill with four installment payment plan options
• Specialized claims and risk control services with expertise
in workers’ compensation
• Convenient internet access to loss runs and loss prevention/risk
management information
• Will entertain “roll-over” of large books
of business
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AM BEST RATING |
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A+ XV (Superior)* |
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TARGET CLASSES |
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Risks that may
not qualify for coverage in the standard market, such as new
ventures and those who currently insure through an Assigned
Risk Plan. Over 80% of class codes available. |
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APPLICATIONS |
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Standard
Acord 130 application, completed and signed by broker. A current
experience modification worksheet and hard copy loss runs for
most recent three years (valued within 90 days of coverage inception)
are also required.
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