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| DESCRIPTION |
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| A companion to our USL&H product,
this product enables insureds to receive all employee-related
coverages from a single admitted carrier, avoiding the
inefficiencies, delays and costs associated with a fragmented
insurance program. |
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| TERRITORY |
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| COVERAGE |
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The policy will pay on behalf of
the employer for their legal liability for full or part-time
master, crew and employees. It does not cover third party
Protection and Indemnity, workers' compensation acts,
Longshore and Harbor Workers' Act, Outer Continental Shelf
Lands Act or other state or federal acts.
Statutory workers' compensation and USL&H coverages
are available under our workers' compensation policy. |
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| AM BEST RATING |
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| TARGET CLASSES |
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The policy will cover masters, crew and employees.
Some examples are:
- Shipyards, ship repairers naval architects and sub-contractors
- Factory Vessels (fish processing and packing)
- Dredging Operations
- Piloting and Vessel Assistance
- Tug and Barge Operations
- Oil services contractors and sub-contractors with
occupations ranging from food and catering services
to wireline
- Supernumereries on vessels such as casino gamers,
florists, alarm installers, beauty parlor, spa, barbershop
service providers, pursers, restaurant and catering,
etc.
- Pile driving, seawalls, jetty and breakwater builders
- Quartering vessels and machinery maintenance vessels,
with all occupations incidental to such work
- Various occupations relating to bridge and pier
construction and maintenance
- Operators, regulators and gauge readers on floating
oil storage platforms and barges
- Master, crew and employees working on crew boats,
mud boats and supply vessels
- Offshore longshore operations when loading/unloading
is performed over water (LASH and SEEBEE vessels),
midstream stevedoring
- Oil and Gas exploration and production on semi submersibles,
jack-ups and drill ships
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