General Liability & GL Excess
Construction
Marine
Oil & Gas
Ocean Marine
Small Commercial Package
Business
(Option SPT)
Business
(Option OB)
Workers' Compensation
Alaska & Hawaii
Collectively Bargained WC
Construction Contractors
Large Risks
Maritime Employers' Liability (MEL)
Middle-Market Workers’ Compensation
US Longshore and Harbor Workers' Act (USL&H)
Small Employers (US)
Small Employers
(Northwest)
Third Party Administration
 


 

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General Liability & Excess Liability: Maritime Accounts

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CONTACT:
Steve Ritchie
steve.ritchie@pointsure.com
206-269-8617
 
DESCRIPTION
General Liability and Excess Liability for risks engaged in maritime operations. Note: Available only with accompanying workers’ compensation coverage.
TERRITORY
Surplus lines markets available in AL, AK, CA, LA, MS, TX and WA. Admitted markets also available
COVERAGE
 

Marine Commercial General Liability and Excess Liability

$15,000 minimum premium
$10,000 minimum deductible
MGL limits $1/2/2 million.
Excess liability limits available up to $20 million.
Deductible and Self-Insured Retention plans available
AM BEST RATING
Various “A” rated carriers*
TARGET CLASSES
  • Marine Contractors
• Shipbuilders
• Ship Repair Contractors
• Stevedores
• Terminal Operators
• Diving Contractors
  SUBMISSION REQUIREMENTS
  • 5 year payroll history – payroll history by classification is preferred
• 5 year revenue history
• 5 year currently valued carrier issued loss runs (valued within 120 days of requested effective date)
• 5 year loss summary including description of all incidents
• Current financials (income statement, balance sheet and comments) – audited financials are preferred
• Completed Acord applications
• Completed carrier-specific supplemental applications
• Current carrier premium and deductible
• Copy of subcontractor agreement
  APPLICATIONS
  Standard Acord applications accepted - supplemental program applications are required.
*A.M. Best ratings range from "A++" (Superior) to "F" (In Liquidation), and ratings from "A++" to "B+" are considered "Secure"