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| DESCRIPTION |
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| Alternative workers' compensation
programs formed pursuant to applicable state labor codes
for unionized employers in the building trades. |
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| TERRITORY |
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| CA, FL, HI, KY, MD & MN with supporting coverage
in select other states |
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| COVERAGE |
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Workers' Compensation and Employers
Liability
Guaranteed Cost and Loss Sensitive programs
Minimum premium:
Sheet Metal (HVAC) or Plumbing Contractors: $150,000
Framing, Drywall, or Insulation Contractors: $250,000
All others: $100,000
Exception: FL - $1,000,000 minimum payroll |
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| AM
BEST RATING |
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| TARGET
CLASSES |
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| Unionized contractors who are signatory
with unions that have established a collectively bargained
workers' compensation program. Programs are currently
available, subject to some territorial limitations, for:
electricians; plumbers; carpenters; painters; laborers;
plasterers and cement masons; operating engineers; ironworkers'
and sheet metal workers engaged in HVAC work. |
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| APPLICATIONS |
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